Independent Canadian Wealth Management · Est. 1991

What kind of advice do you need?

As a financial advisor, sometimes the best advice I can give someone is to go seek advice and services from someone else. It’s important for financial professionals to recognize when another professional might be in a better position to provide their clients with what they need. In my last article, I explained when to get […]
December 20, 2020

When to get financial advice

turns out, I rarely get the opportunity to have these conversations. Why not? It’s not like all of these people didn’t start investing or the years didn’t go by. The problem is that the time didn’t seem right to them then and it still doesn’t seem right today. So, when is the right time to […]
November 21, 2020

Are Bank Dividends Safe? A Closer Look at The Bank Business Model

There is always an element of unknown for investors when analyzing a company and debt typically acts as a multiplier for that uncertainty. Banks are no exception. This is because a bank’s business model is predicated on debt. Fundamentally, traditional banking is a process of getting a loan for “x” per cent and then turning […]
August 12, 2020

Good Offence and Defence: Parts of a Sound Financial Plan

The month of August is upon us and the hockey playoffs are under way. Both the Habs and Maple Leafs (and all the other Canadian teams, except the Sens) have a chance to win the Stanley Cup. Just another example of how 2020 is not a typical year, but nonetheless, discussions abound about what it […]
August 5, 2020

Buckle up for the Investment Rollercoaster

Am I the only one who seems to get more confused the more I read into the current market environment? Markets don’t seem to be acting very rationally. But then again, investment markets have a long history of going against the day’s common wisdom. Who would’ve thought that only a few months after the sharpest […]
July 28, 2020