Equity Markets Equity markets closed out 2025 on a strong footing, with that momentum carrying into early 2026, although performance has been more varied across regions. Investor sentiment has become more measured in recent months, as resilient growth and earnings are increasingly offset by renewed uncertainty around inflation and geopolitical developments. Central banks remain data-dependent, […]
The new year is a natural time to ask what we should be doing differently, and investors are no exception. But while markets evolve and headlines change, the building blocks of long-term success remain remarkably consistent. Every January brings fresh predictions, new themes, and plenty of noise. Yet most long-term outcomes are shaped less by […]
For many families, wealth transfer used to mean leaving an inheritance through a will. Increasingly, however, Canadians are considering living gifts which are transfers of wealth made during one’s lifetime. This shift reflects not only changing economic realities, but also evolving values around family support, legacy, and financial planning. Why Consider Living Gifts? Affordability and Wage Growth […]
Hear directly from our investment team on how the markets performed for the third quarter of 2025. Equity Markets Equity markets extended their gains through the third quarter as investors took comfort in a clear shift toward easier monetary policy and signs of continued resilience in corporate earnings. Both the Federal Reserve and the Bank […]
Apples or oranges. Piece of pie or slice of cake. Toasted or not toasted. If you ask my kids, these can be tough choices. For business owners and incorporated professionals, a similar dilemma comes up often: how to pay themselves—salary or dividend?Many assume dividends are the better choice because they leave more money in your […]
What do seat belts, helmets, and life jackets have in common? They don’t make the ride more enjoyable, but if something goes wrong, they can prevent a tragedy. Insurance works the same way. It’s your financial safety net, protecting you and your family from the worst-case scenario. There are many types of insurance that help […]
When does a great company become a great investment? As investors, we’re always searching for great companies, but even great companies aren’t always great investments. Whether you’re managing your own portfolio or working with an advisor, understanding the difference between a strong business and a strong investment opportunity is essential. Shopify, one of Canada’s most […]
Should I invest in my RRSP or TFSA? It’s one of the most common questions when planning for retirement. There’s no one-size-fits-all answer, but understanding how each works is a great place to start. RRSP contributions reduce your taxable income now, but withdrawals are fully taxable. TFSA contributions are not tax-deductible, but withdrawals are completely […]
The Registered Education Savings Plan (RESP) is a valuable tool to help save for your child’s post-secondary education. Most financial institutions offer this product and the concept is quite simple. You, the subscriber, invest into the RESP account, the government provides Canada Education Savings Grant (CESG) and these contributions earn investment returns that are tax […]
What is a Credit Score? A credit score is a three-digit number that represents your creditworthiness, helping lenders assess the risk of lending to you. In Canada, credit scores are primarily issued by Equifax and TransUnion, while in the United States, the FICO score is the most common. Scores typically range from 300 to 900, […]
