Independent Atlantic Canadian Wealth Management · Est. 1991

When Money Grows Like Trees – 3 Essential Steps to Building Wealth

Money might not grow on trees but there are a few things about building wealth that can be learned from the way trees grow. The tallest trees don’t grow overnight. It takes a specific set of circumstances for a tree to be able to access and store enough resources and energy to reach great heights. […]
December 4, 2021

The Capital Inclusion Rate – What Could Happen and What Should You Do

Here are a few things to consider if the Liberal government increases the capital inclusion rate from 50% to 75%. “Okay campers, rise, and shine, and don’t forget your booties ‘cause it’s cold out there… it’s cold out there every day.” a line from Phil played by Bill Murray, a character in ‘Groundhog Day’, a […]
November 15, 2021

Strategies for Managing Investment Risks

Here are some of the strategies used by professional to mitigate risks at all levels of an accumulation portfolio. Most investors know that risk is a normal part of investing when seeking higher returns. In my last article called “Managing Investment Risks in Your Portfolio”, I identified the various risks associated with traditional investments and […]
September 4, 2021

Stratégie pour gérer les risques d’investissement

Voici quelques stratégies utilisées par les professionnels pour atténuer les différents risques d’investissement pour une meilleure accumulation d’actifs. La majorité des investisseurs savent que le risque fait partie de la réalité lorsqu’on investit pour obtenir des rendements supérieurs. Dans mon article précédent intitulé « Gérer les risques d’investissement dans votre portefeuille », j’ai identifié une […]
September 4, 2021

Convention entre actionnaires : qu’est-ce que c’est et pourquoi c’est important

Une convention entre actionnaires est un outil essentiel pour protéger les propriétaires d’entreprise. En voici quelques éléments clés. Une convention entre actionnaires est une entente décrivant le fonctionnement d’une entreprise et les droits et obligations des actionnaires. Elle inclut également des informations sur la gestion de la compagnie et les privilèges et protections des actionnaires. […]
July 27, 2021

Shareholder Agreement – what is it and why it matters

A shareholder agreement is an essential tool to protect business owners and their partners. Here are some key elements to keep in mind. A shareholder agreement is an arrangement among shareholders that describes how a company should be operated and outlines shareholders’ rights and obligations. It also includes information on the management of the company […]
July 27, 2021

Managing Investment Risks in Your Portfolio

July 14 , 2021 Marcel LeBlanc, CFP®, CIM®     When it comes to investments, the risk-reward relationship is far from linear. Here’s what you need to know about managing investment risks.   Most of us have heard the phrase “higher risk, higher reward” and we assume it’s a simple progressive relationship between the potential […]
July 14, 2021

Gérer les risques d’investissement dans votre portefeuille

14 juillet, 2021 Marcel LeBlanc, CFP®, CIM®   Le rapport risque-rendement des placements n’est pas linéaire. Voici un aperçu des risques auxquels font face les investisseurs et comment les gérer. Vous avez sûrement déjà entendu que pour obtenir des rendements plus élevés, il faut accepter plus de risque. Ce principe sous-entend qu’il existe une relation […]
July 14, 2021

Am I Saving Enough to Retire?

June 12, 2021     Are your retirement savings efforts in-line with your retirement income expectations?   In my two previous articles on retirement savings “How to Create a Retirement Plan” and “How Much Will I Need to Retire”, I explained the steps involved in retirement planning and how your personal net worth can influence […]
June 15, 2021